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In a well designed system this kind of segmentation and isolation can be done in a way that is transparent to the user experience.

TL;DR Have your front end talk to multiple backends-

The front end is where it usually gets compromised

but they share the same username and password on the different portal?

Then both passwords get captured on the front end.

There's no benefit to multiple accounts unless the more important one is used much more rarely.

Is this using "TLDR" as a synonym for "hint"?

Not being a dick. I'm genuinely curious about the evolving usage of words.

I'd guess it's just turning into "thing to put at the end of a post" much like "meme" became "picture with unrelated words on top"