You might die tomorrow. But it's more likely that you won't, and you should plan accordingly.
(I am not arguing that today's culture of overwork isn't harmful. I think it is, and I think most people in tech startups should probably be spending less time working. And if that what-if-I-died-tomorrow question is what it takes to get someone to think about what they really want to be doing with their lives, that's great. But it's still something of a cheat, and if you draw the conclusion from it that you should be optimizing your life for minimal regret on premature death then I think you're probably making a mistake.)