Conquer: The Debit Card That Builds You Credit

Build Credit With No Risk. If you have the funds, we extend the credit.

Every time you make a purchase, we check to see if you have the funds available. If you do, we extend the line of credit and immediately deduct the funds from your account. You build credit without ever going into debt. It's that simple.

Not a bad idea - in fact, it's much better than a secured credit card.