I am paying my payment processor 10% - 15% of each transaction in processing and cross border fee, because, I am told:

1. They are small, and don't get good exchange rates 2. My location makes for a long money route, so I pay between 4% - 8% in cross border fee on every transaction

The above fee doesn't even include the final transaction and conversion fee when I withdraw the USD balance to my home currency.

From where I stand, I would be saving 3% - 5%, or more with PayPal, on every transaction. I am willing to take the risk.