Eventually I would be eligible for state benefits and placed on a waiting list for a council owned property, but waiting lists are long. I might be able to get shelter in a women's refuge in the mean time, but I'm not sure that's an ideal place to raise my children just so that I can claim the moral high ground on childcare use.
Please don't take this as a critism of your decision - I made mine and I am happy with my choice, but I don't expect that what is best for me is best for everyone.
I didn't think you were criticising parents who use childcare, least of all me, but I do feel it's necessary for people to understand that the "I'm too good for daycare" argument comes from a position of massive privilege.
I don't think the choice of not using daycare is one that can only be made from a position of massive privilege, but it does involve material sacrifices if you are middle class.
When I owned a house the maintenance cost was quite considerable. You can put it off for a while, but eventually it comes due. My guess is that it was around $750 a month plus I had council rates to pay on top of this which were another $250 a month.