OK, about being bald, and something for others too if they're worried about it.
I am also bald - started to lose my hair at around 17 and pretty much bald since 21. Just the top, of course, there is still some above my ears and neck :) And yes I shave my head, of course, it feels great to shave and shower, and go out feeling and smelling great.
It does not matter a bit. Not one single bit. If you think it does, then it may, but when you know it doesn't, it doesn't.
Background: Grew up in London in the 1990s. Shaved-headedness was something common and acceptable, it was fashionable [see David Beckham copying my genetically inherited fashion choice], and suited those with male pattern baldness in general.
Perhaps the need not to shave is fashionable today. Pity the guys not with no beards, but that grow patchy, with some areas not 'bearded' that want to join the bearded club but just look odd doing it. But people have had beards for millennia. No pity, wear your oddly fitting beard if it suits you, as generations have before.
Being bald is a blessing.
You have the chance to have a clean scalp (ever shaved a head of hair off a person? Despite a seemingly beautiful, dandruff free mane, it conceals a 1/4 inch of manky, disgusting, peeling fluffy yet greasy yet powdery skin, only revealed after taking off the hair and scrubbing the skin).
You get the chance to have a truly clean, invigorating, fresh shave, a feeling orders of magnitude superior to washing your hair. This really boosts my Wednesday mornings.
You get the chance to not worry about how your hair looks, because it is always the same (but subtly different, for example if I have an important meeting I make sure I shave my head 2 days before the meeting - my small preference). This is a true blessing, as you get to focus on yourself and what you say, not what your hair says (or tweak it slightly for interesting results).
And to carry that forward, you get to look damn good done easy. You will look formal in formal occasions, and social in social occasions. It is neutral, there is no judgment.
If you feel some people avoid talking to you because of your hair, and that is the sole reason, then they're missing something - literally.
Do use good sunscreen, and at best wear a hat when out in the sun or even bright cloudy days. I prefer a dark green handkerchief fashioned into a bandana (people with hair can't do that) and yes, I work in banking, and it is perfectly acceptable.