I.e. switching jobs (or having none) doesn't affect whether a hospital will treat you or not.
When I was out of work in the UK I signed on to keep my NI record up to date as they only account full years
Average for EU countries is ~50 weeks. That's not long if you do not want to work for money for the rest of your life.
From an american perspective, that sounds like some sort of unattainable utopia.
Also, the high-tech healthcare that we are accustomed to in the US is generally only available to the upper classes in India or people who pay with foreign (>local) purchasing power. Some of the hospitals that provide high-tech care do some symbolic pro-bono care for the poor, financed in part by donations from Indians abroad and foreign medical tourists. (Source: my parents have donated to such hospitals, and I have some acquaintances who have gone to India to have cheaper-than-US specialty medical procedures performed).
To make the best comparison I can think of, spine surgery cost me 0.5-3 months of a local software engineer's salary. In the US the billing error might be 0.3-2 years of an American engineer's salary.
http://www.nytimes.com/2014/09/21/us/drive-by-doctoring-surp...
A friend who runs a biotech startup told me that most European companies developing medical devices and pharmaceuticals justify the high R&D costs and regulatory risks by targeting the high profit potential of the US market. In most non-US developed countries, they aren't allowed sell their product for as high a cost by law.