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Comment by testingonprod | Hacker News Reader

It is at these times we must confront our own mortality.

My thought are with Dave's family. It's a morbid coincidence that I was sitting here, filling out my will using http://getyourshittogether.org/ when I came across this HN post. I had been avoiding filling it out for months because it never felt important enough to do. Finally last night I decided that I was going to fill it all out today. Just as I started to fill it out, I thought "Oh let me just check HN and reddit once." Then I saw this post and your comment.

After I hit reply here, I'm going to finish the entire document before I come back here. I have too many loved ones to leave stranded in this world after me just because I was too lazy and distracted to do what's needed.

Thanks for posting this site, I hadn't heard of it before and intend to use it...

As an estate lawyer, the biggest issue I see with these types of estate plan services is that amateurs use them and fuck up their documents. Either they execute the documents incorrectly (in which case you might as well not have it), they let beneficiaries serve as witnesses, the documents don't plan for obvious contingencies, or they set up trusts and then neglect to transfer any assets to them (in which case the trust is useless). If you are not dealing with estate matters on a daily basis, then you don't know what you don't know about it. If you have a few assets to try to get to the next generation, you can afford to go see a lawyer. Go find a lawyer who will do your estate plan on a flat fee basis. You'll know exactly the cost and you won't get hit by an attorney charging you by the hour and running up the hours.

Agreed. I studied law although I didn't graduate, and estate law has so many little twists and turns that it's worth paying a lawyer to tackle it; I can't think of much worse than my death causing even more stress and fighting between those left behind due to an ill-defined will.

I should have clarified that I'm going to a lawyer once I gather all of my data. There's no way I can use the above template because it's customized for the State of Washington and I'm in Florida. Starting with a free template helps me create a plan and collect the bulk of the material even before I meet someone. Hopefully if I do my homework, then I'm not wasting the attorney's time on basic questions and can use that for clarification on some of the more complex issues.

Also if you have a family but don't have a huge amount of wealth, life insurance is relatively cheap and can give you some piece of mind.

When I started to see similar things happen to friends or acquaintances when I was about the same age every time I heard of someone getting sick or dying prematurely I would say to myself "time to buy that Porsche you always wanted". So I did. My parents generation worked hard but never spent any money always assuming they would live to a ripe old age.

You can do so much better than buying an expensive toy. Why bother working so hard to blow it on something silly?

No matter where you spend it, money goes somewhere. Why shouldn't people at Porsche be able to earn money from someone who wants and is able to afford one of their cars?

Silly for you. But for him it meant enough that he decided to spend his cold hard earned cash on it and that's good enough for most and probably should be good enough for you.

One mans expensive toy is anothers childhood dream or self promised reward for decades of hard work.

And who knows, it may turn out to be a good investment in the longer term, Porsches and Ferraris have a way of keeping their value (provided you don't drive them too much or wrap them around a tree).

What is not silly? Someone invented a way of enjoying things after you die? Or is there a template for being happy that we all must adhere? Let me guess: "spend quality time with the people you love", "travel the world and experience more", "achieve something that will remembered" and other typical b..it.

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