So you contribute a dollar worth of power, and you take out the same power at a later point in time, and the power company basically gives you a 5 cent credit.
The power companies make fistfulls of cash on the arbitrage.
They still hate it though, because distributed power generation threatens the model of power monopolies that get to fix prices while steadily reducing service.
Hawaii in particular has faced historically terrible load balancing, so some of the distributed generation is a response to the poor existing services and constant outages. HECO basically created all the incentives for the public to hate and want to work around them.
You couldn't just give them an out on whether they wanted to buy the power or not, since they despise distributed solar generation. They'd just build a messy and expensive quick spin up generator, buy expensive power from that during midday, and claim they don't "need" the solar, to deter investment in the technology, even though it'd be better for everyone if they bought the solar.
You can't ask a kid how much he needs foul tasting medicine. Sometimes you just have to deliver it.