Even if Apple uses high quality components that fail less frequently, it's still computer hardware at the end of the day. Hardware fails, no matter how much QA you do, so #2 is never moot.
Experienced bad memory on a MBP Retina (late 2013) recently, it was purchased in December 2013. You can't swap out the memory because it's soldered to the motherboard, so the entire motherboard has to be ordered from Apple and replaced.
This wouldn't be so bad if you could easily move the SSD to a new Mac, but that's not an option either.