I have some questions
1. If a startup is not incorporated, can we still use Razorpay ? I guess instamojo allows it
2. If I have a static site, can I still use Razorpay for payments ?
3. What is the turnaround time for depositing the money into sellers bank account ? What is the frequency ?
4. Do you provide some webhooks functionality ?
2. Currently, we follow an auth+capture model. Our authorization is completely client-side, which means it can be performed in a browser. However, to make sure that others cannot use the same code as yours to authorize payments, captures require you to have a backend of some sort.
4. Currently no, but we plan to do this in the future.
Reg (2) Is it like https://stripe.com/checkout ? What you meant by capture the payments from dashboard ? Do you mean I have to pull the payment details from dashboard api ?
One last question : How extensively net banking is supported ?
No, you just need to login on the Razorpay dashboard and click on capture on the payments you want to transfer to your account.
We support 35+ banks in netbanking right now.
Some of q & a here can be part of FAQ section in the site.