Possibly naive question:

I'm a married guy in his 30s working at a major investment bank in NYC (lead quantitative role). I have a graduate degree from a non-elite school. No experience at top tech firms (had offers but didn't go).

Now, I have some cool side projects that I believe could become great consumer apps given enough care and resources. Is there any reason for me to apply to YC, and any chance of getting seed funding from you, or am I completely out of your profile for typical candidates / startups?