You can control the transfer schedule for your recipients, which should effectively cover what you need to do. (Sorry this isn't clearer in the docs.) Feel free to email us, too. I'm patrick@stripe.com.

It's not the same at all. There's a "Pending" balance and an "Available" balance.

If you were to initiate a transfer after a successful charge, you will get an error. You have to wait days for it to make it to your available balance and transfer then.