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I am also unsure if Joel Spolsky is that much relevant outside his narrow field. Most notably, I am not sure how relevant his advice is within his narrow field either.
Futuristic Play by @Andrew_Chen, Master of 500 Hats, Lessons Learned, cdixon.org, Steve Blank's Blog, Venture Hacks, Don Dodge on The Next Big Thing, ...etc
I just don't see why they will put anonymous banker there...