Ask HN: Where do I invest?

Where do you personally invest your money: savings account / fixed deposit / 401k, ESPP, bonds, mutual funds, Betterment / Wealthfront, individual stocks, personal algorithmic trading / Quantopian, real estate / own a house, lending marketplace, angel investor, founded a company with savings, or other. Looking for HN's opinion around the best place to invest one's savings with recommendations for allocation percentages of net worth across investment options (more than one of these options most likely). If you could also provide an approximate of number of years in the industry that would be helpful (1-4 years, 5-10 years, 10+ years)

Example: 1-5 years in industry Savings/Fd/401k 50% ESPP 30% Betterment / Wealthfront 10% Individual stocks 10%