> why risk the FCC getting involved?

In national communications policy?

> Also, can anyone honestly see rates being reduced because of this?

Prices are pretty much an orthogonal issue to net neutrality. If you don't have a source/destination neutral network, it's possible you won't be able to buy the services such a network supports at any price.

> The FCC is made up of unelected officials

I think it's reasonably clear that doesn't mean they're unaccountable. Congress or the President can heavily influence policy if they screw it up.

But strangely, at the moment, they seem to be doing policy better than most elected officials. :/