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Thanks for the clarification. Could a Canadian Stripe user just start using the API and then go open a us bank account after launch, or would the us bank account be needed prior to going live?

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You can get everything set up in test mode, but you will need to activate the bank account before going live. If helpful, there's more info on testing here: https://stripe.com/docs/testing#how-do-i-test-bitcoin

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