"Yourself. If you transform yourself from a serf that works for money into a key contributor in an enterprise, then the quality of your engagement with your employer changes to a level where you feel responsible and accountable for both your own success and that of the company."

If this is the case, will "key contributors" also take the risk as well? So if a company starts losing profits, will they have a variable monthly income? My guess is no, which is why we don't have more business owners.