I think it's crazy how badly we insulate our houses in Australia. I live in Brisbane, and many houses just aren't insulated at all, like old Queenslanders [1] that just let the wind blow through underneath the floorboards and in through cracks in the walls, and even new-builds hardly have any... You'd think it never gets cold here, but it really does for a couple of months at least... What you end up with is houses that cost craploads to heat or cool and just have generally terrible thermal performance.
Sydney and Melbourne (that have colder winters) aren't much better...
I hope to build a house eventually, and fully intend to pack it with insulation, air-seal it as much as possible, use all double-glazed windows, and then use an energy recovery ventilation system to stop condensation and mould problems and reduce the load on the heating/cooling system. From my research, it looks like even a small PV solar system on the roof should be enough to completely offset the heating and cooling costs and keep the entire building at a comfortable temperature.
1. https://en.wikipedia.org/wiki/Queenslander_%28architecture%2...