well if you already have a feature complete beta, and all that is left to do is to make it look pretty, then congrats and I would recommend the following. You don't necessarily need money right now! Try to get a small group of beta users on your system, see their reactions and take their feedback. Then try to slowly grow this group to get more people using it. It is always a lot easier to raise money with a working product and some users on it. For doing any of these you guys don't have to quit your day jobs, if you have managed to get this far without quiting I am sure this will be doable too. Or you can do what the guy's at hotmail did (read the second chapter in Founders at Work) one person quits and the other works and they share the income, until they get to a point that they can get funding or generate revenue.

Also as a reminder, the more you have achieved, and the more you have to show, not only the easier you can get funding, but the higher you will be evaluated, which is definitely to your benefit. I would say giving out shares and raising money just so you can pay for your life expenses is not the best idea, get a line of credit!

Anyways, it looks like you are in better shape than I thought. All the best to you.