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Given the fact that we were eyeball-to-eyeball with some serious deflationary pressure I think that this is probably a much better alternative :) The fact that the CPI did not go up and we are actually thinking of sending "sorry there was no inflation this year to bump your COLA" checks to millions of people puts some of this into a slightly different perspective.

No, not if you don't mind loosing a lot of money, then it its okay.

The average inflation is even actually 2,33% per year. Take tenth root of 1,26 . But you are right, not bad.