I think you're right: People are not afraid of computers anymore, and when they are, it's in all the wrong ways.
When I was younger the internet terrified people. I learned all kinds of simple "don'ts" in the 90s that it seems all got completely forgotten within a decade and now no-one learns anything anymore.
I didn't even use my real name online until a couple of years ago. It was like the first rule of the internet: never put your real-life details on the internet.
Now we have Facebook.
News stories and Outlook viruses made it abundantly clear that you should never ever ever click an attachment if you didn't specifically request it and know exactly what it is (And even then, best to double check).
Now there's a whole bloody black-market industry built on attachment malware.
I was told to never re-use passwords, never write them down, and never give my password to anyone.
Now we have apps that conveniently collect every single one of your passwords to provide a single-point weakness where one password unlocks your entire bloody online identity, and the point of even having separate passwords is completely lost. And it's somehow supposed to be 'more secure'.
I don't understand the internet anymore.