If that is what one needs to just seed a company, then entrepreneurship has just become another career path with little risk (still get a decent salary) with a call option on some upside attached.
The reality is that capital is not a requirement for success although we do tend to celebrate it needlessly (1)
There are real tech companies out there (many mentioned in the indie.vc post) that built a solid initial product, sold it, got customer feedback, made improvements, and sold some more. They didn't have the luxury of $2 million or necessarily even $100k.
If you're selling the shoot-for-the-moon, billion dollar IPO, "change the world" dream from day 1, $100k may be immaterial, but I know of many solid tech companies (ours included) that are growing quickly (we're doubling headcount in 2015 from 25 to 50) who grew the old-fashioned way -- by funding out of revenue and who started with no outside capital at all.
(1) Best article about the myth of VC - http://recode.net/2014/09/11/the-myth-of-venture-capital/