I always recommend looking into having laptops covered through your insurance company. I have state farm, and my wife and I have our laptops under personal article policies. The coverage is better, broader, and cheaper that anything else I've seen. My wife recently got a surface pro 3 to use during her forest soils PhD, and I was adamant we get nice insurance if she was going to be using it in the field. Two years of no deductible spill, drop, and malfunction coverage through squarespace is 280$. I get the same coverage plus theft and loss for 40 a year through my insurer. And it is a 3 block walk to the office where I can eat pastries and drink coffee while I file a claim. I have only had to file one claim, but it was for a head crash and they covered a new hard drive w/out question.

I'm not saying it is a good fit for everyone, but it works out well for me. I do recommend squarespace for individual parts of a self-built tower pc. I spent 120 on a motherboard and on the third replacement spquarespace upgraded me because it turned out that model had an almost 50% failure rate in the first year.