I don't know with 100% certainity, but it's a moderately confident conclusion from my little experience.
It seems rather hard to evaluate the tail end from "little experience".
Do you have experience using haskell? If not, you are being hypocritical. Please stop.
Yes, that's what banks are most known for. Showing off how clever they are and not doing anything useful. Facebook and google certainly fit that profile as well right?
Not always true, sometimes you can have a fairly good picture of something after a short time.