> - tax reduction schemes are a no brainer, you just have to justify once a year that you are doing something in relation with R&D, and there are too lots of ways to get some government grant to help start your business

Really? Have you spent time filing them? I have, and they were a big time waster for me. There is a way out, of course (i.e. pay some specialized company to file them for you).

Agreed on the other points, though.