Hi Aaron, you're right - clarification is necessary here. This is not a resource for ducking financial responsibility, but rather for capitalizing on existing assistance programs. Many people are not aware that their job, community service efforts, or income level (just a few examples) qualifies them for much needed aid. The same way we should be educated on tax deductions, I believe everyone should understand their options for easing the burden of student loan debt.
Big Dave Ramsey fan, thanks for the comment!