Well Soyuz still flies and has exceptionally low human fatality rates in the last decades. So if safetey realiability is desired it could be just "buy a ride on a Souyz" for now.

I think it won't be that dire. People who sign up to fly into space on a new design would probably be aware of the risks involved.

Many people still climb Everest, dive into caves, and jump from clifs with wingsuits. I think there won't be a shortage and the future is bright and exciting.