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I think its pretty obvious that anything without a USB connection this probably won't work (maybe usb otg), but would 2FA still be used as a fall back ?

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You can get NFC enabled keys to use with any device without USB that supports NFC

well in that case my desktop/laptops don't support NFC. So its still working on one platform and not another.

It still supports USB it just adds NFC, so you can still use it on your desktop/laptop - https://www.yubico.com/products/yubikey-hardware/yubikey-neo...

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