So, the way I read the Constitution, if I have an iPhone and the data on it is encrypted, then I don't have to give the FBI so much as a spit if they don't have one of those warrant thingies. Even if they do have a warrant, do I have to decrypt the data for them? I'd guess and hope not, but that might need a SCOTUS opinion.
But, for the cloud, hmm, let's see: I write a very personal diary and store it in a safe deposit box at a bank. Now that diary is no longer part of my "personal papers"? I would hope that that part of the Constitution would continue to apply to my diary, even though it is in bank's box.
And if I type my diary into a computer file and store it, encrypted, on a cloud server, again I would think that that file on the cloud server was still my "personal papers and effects".
Maybe we need some SCOTUS cases.