Steve: "You have to use that formula to solve this."
Me: "I understand that but why do we use that formula?"
Steve: "Cause that's the only formula that works."
Me: "OK but how did they come up with that one formula?"
Steve: "Cause it just works!!"
He didn't know. That's when I first realized a lot of his knowledge was just memorization while I needed to know the why. It wasn't till my first year in college that I finally found a math instructor who always shows us the reasons why that I was able to take off and grasp math by connecting the dots.
So, no, I do not think memorization is the key but, like most zen things, understanding is.