In (I think) a slightly related topic, I sometimes listen to white noise when sleeping on the bus. I've noticed that I'll hear voices as I drift off to sleep - they sort of coalesce from the static and as I start focusing on the voices they disappear. I think it's my brain trying to make sense of the input, and as I start going to sleep the "reigns go free".
Sort of eerie. (No, I don't hear voices when I'm not listening to white noise).