Say we have a department of a company with 36 employees, and one pair of dice. We decide that if any person out of the entire department rolls a 12, then everyone in the department will be fired. The chance of rolling a 12 is 1/36. It doesn't matter if one person keeps rolling the dice, or if they take turns, the chances of everyone being fired are close to 100%.

The same is true for a disk array. Each read operation is an independent event (for the purpose of doing this math). The chance of one URE happening is 1/(10^14) for every bit read. It doesn't matter which disk it happens on. When it happens, the entire array is failed.

Also 12.5 TB is not a hard limit, just an average. The URE could happen on the very first read operation, or you might read 100 TB without a URE.