this; afaik Uber takes no responsibility for the drivers themselves
Not exactly true, they provide insurance for when drivers are between rides: http://www.pcmag.com/article2/0,2817,2454988,00.asp
Not exactly true, they provide insurance for when drivers are between rides: http://www.pcmag.com/article2/0,2817,2454988,00.asp
http://techcrunch.com/2014/01/02/should-car-services-provide...
I'm not sure what the laws in the US are like, but in Germany that would already be covered by the mandatory insurance every car needs to have, before being allowed onto the streets.
In Germany the driver would have regular insurance, unless they're working for a cab company when they'd have commercial insurance.
The US situation is a bit more complicated because of liability - is the driver liable? Or the driver's employers?