Not only do you hold up things that Apple hasn't released, gloating about their grand innovation of vapour, you apparently don't realize that
credit cards have NFC. There is nothing "impossible" about fitting NFC in just about anything, and your strawman simply makes no sense at all.
Fingerprint authenticated NFC? That would be solving a complete non-problem, misunderstanding the whole role of NFC.
You can get business cards with NFC. Every Skylander action figure has NFC in it. Credit and payment cards have NFC. But here you're comically holding that putting it in a wearable will be a grand innovation.
This sort of bubble and ignorance is extraordinary. But yes, I fully expect that after Apple releases something, years after so many others embraced NFC, you'll go forth telling all how innovative they were.