Reliable, effective, and inexpensive public transit would solve 99% of problems like this. Cars are expensive to own and operate (let alone deal with unforeseen expenses like these). In my city, our "public transit" is a joke that consists of buses that run every hour or so and stop running at 7:30pm—hey, at least they have free wifi?

After seeing Europe's transit system first-hand all summer, it makes little sense to me why the investment has not been made in the USA—especially in larger metropolitan areas like SF.