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$48,000 a year in investment is $18,000 more than the median total income for an individual in the United States.

What you are able to do is exactly what the vast majority of Americans are unable to do.

Sure, but the article specifically mentions couples making $211k/year combined ($160k euros) spending it all. People making $30k/year obviously can't save as much as me, but they could save something. I saved money even when I was in college, working only in the summers and paying for food/housing myself. I think I made like $10k/summer. Of course, my lifestyle was much less extravagant than it is now - I never ate out and lived with many roommates.

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