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Comment by jaytee_clone | Hacker News Reader

That to me sounds like a better model than Mint. Sure Yodlee doesn't have the media buzz or "explosive" growth (Mint's growth didn't really impress me either.), but the infrastructure is extremely useful and will be around for a long time.

If Mint is doing well, Yodlee is too. If Mint fails, Yodless will still have a diverse client base to support its business.

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> Mint's growth didn't really impress me either.

Wow - if Mint's growth doesn't impress you, then what has?

I felt their timing couldn't have been better. Their product matured as a recession hit and demand for money-saving financial services skyrocketed.

That to me sounds like a better model than Mint.

Mint just received $170 million. Yodlee did not.

But we don't know that Yodlee isn't doing 170M revenues a year either. Getting aquired and making money don't necessarily equate to each other in the most obvious ways.

Youtube was a huge money sink, and got a huge acquisition. Mint is, I believe at least, somewhat profitable, and only got $170M. The timing had a lot more to do with it than anything, but as a consumer, I'm a LOT more likely to give money to Mint than Youtube, and the YouTube founders are arguably a lot richer than the Mint founders.

Makes you wonder what would happen to Mint if Yodlee were to go south.

What have the investors invested in ? A company that does not own its own core technology ?

Intuit appears to have similar infrastructure, so they will likely move Mint.com off of Yodlee. Hopefully Mint used a modular design... ;-)

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