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>Never go into debt.

This is bad advice. Sure, don't go into debt that you can't properly service, but I've made some good money that started out as debt (large investments, etc).

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You had luck on your side though. Not everyone does.

Sure, there was some luck (there was also some educated guesses involved) but I'm simply arguing against use of the word "never". Debt can be good if it is the right kind of debt.

Agreed on never. I recommend house debt, where there isn't enough cash and there's no obvious bubble, only because houses are almost sure to appreciate given inevitable population growth.

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