But it's hardly the only one, or the best. For northern climates, taking a whole-system approach to home/structure design gets you a tremendously greater payoff in terms of energy savings.
Among the most powerful demonstrations of this I've seen are Thorsten Chlupp / Reina LLC's experiences designing and building zero net energy homes in Fairbanks, Alaska.
His videos are long (~90 minutes) be exceptionally comprehensive. The TL;DR is:
• Total envelope. He pays exceptional attention to any thermal envelope penetrations. All emissions (air, water, sewage) pass through thermal exchanges.
• Thermal mass. The foundation, flooring, central masonry stove, and a 5,000 gallon stratified thermal storage tank all store and scavange thermal energy both passively and actively.
• Moisture control. Heat barriers introduce thermal issues. Chlupp makes use of multiple glazings, window setbacks, and _exterior_ thermal shutters to minimize moisture buildup on windows. Moisture barriers and ventilation of interstitial spaces is designed to clear moisture.
• Heat pumps. Rather than create thermal energy directly (other than the masonry stove), Chlupp moves heat using ground-loop heat pumps.
• Solar and net metering. Solar panels (yes, in Alaska) and net metering help him arrive at net zero energy. His first-year goal wasn't met due to plug-in hybrid vehicles, an oversight in his energy modeling.
Though conceived as a whole-system ground-up greenfield design, the principles are applicable to a lesser degree as retrofit options.
Oh, and for heating your bed: a 1 liter Nalgene bottle, filled with boiling hot water, and slipped into a wool sock, will heat your bed cozily. Two are almost certainly too hot, but you're welcome to try. And they'll last the night.
Alaska's First Net Zero Energy Homes Performance Update http://fixyt.com/watch?v=Xen_VWyDezY
Path to Net Zero Energy Series -- Alaska's first Net Zero Ho... http://fixyt.com/watch?v=AtHkvpRI6fc