Jprince, that's a nice setup. You've manually put together many of the core components Tiempo offers. It sounds like you're getting paid quickly, at low cost, and its a good experience for both you and your customers.
In fact, what you could do is use Tiempo for your time tracking and use the result to create your PDF invoice and continue with your Square Cash payment process. Compared to On the Job, Tiempo's time tracking is free and available on mobile devices. So you wouldn't have to be attached to your computer to track time.
But, what Tiempo Instant Invoices does is allow folks that aren't as technical to get all of that benefit that you've already wired together in one place. And, as I've said elsewhere in the comments, we'll add more payment options (that are lower cost) in the future.