"We don't recognize the current government and want more autonomy. Let's shot down a foreign passenger plane! That'll help our cause!"
But the point I was really trying to make is that there is no "overwhelmingly likely" theory at this point. There are just knee-jerk reactions based on your preexisting world view.
This seems to make the most sense. I can buy that maybe Russia slipped them parts of a high-end anti-aircraft missile system. Maybe enough to shoot it at an aircraft they saw. But it's plausible that they don't have the high-end air-search radar and/or the personnel with experience in managing the results of such a radar, or with the experience in operating it in cooperation with an anti-aircraft missile battery, that would allow them to reliably identify aircraft and direct attacks against only against the desired targets. They also likely have reason to be on alert to aircraft coming to attack them.
I would also think that the Ukrainian military is likely to have proper air-search radar and the experience using it to identify aircraft properly. And not much reason to be on high alert for potentially hostile aircraft, since the rebels don't have any, and Russia isn't in the fight on that level now.