The 2008 crisis showed that systemic risk in the repackaging business far outweighs the fine print in retail investment products. If people are upset it's not due to their ignorance but because of the feigned ignorance of those experts whose job is to study and understand risk, especially at government regulatory offices. The sporting equivalent would be for a commissioner to wax eloquent about the 'glorious uncertainties of the game' when the reality is a less-than-glorious certainty of match-fixing scandals.