While I was at university, I had a total of 18 months of 40-hours/week internships/co-ops. Those were at intern rates, but even so a year and a half of working took care of about $40k of expenses. I continued to work for some of those companies while I was in class, which covered the rest.

It's not easy, but if you work hard you can at the very least keep your debt reasonable.

(It is probably also worth mentioning that your debt was more than double the median student loan debt of people leaving college: ~$30k: http://www.huffingtonpost.com/2013/07/10/student-loan-debt-m... Your school (and mine) was far more expensive than was necessary.)

There's a "for profit" problem going on in the US. First of all, the Echo Boomers just went through college, and during that time period, there wasn't enough universities / colleges for everyone.

So unless you were a very top performer in your class, it was unlikely that you got into a state university. Instead, people got into for-profit universities they heard through internet ads or TV ads. (There is _always_ a spot for you in a for-profit university). For-profit universities were a bad deal, they manipulated their students and lied to them about their accreditation status. The problem didn't become known until maybe 2012 or so when the Obama Administration began to crack down on their shady practices.

The fact of the matter is, State Universities are the way to go, although they weren't an option for many people. Today, the average cost of an in-state university is $9000 / year. (This falls in line with my experience)

Even with books and stuff, that will only be ~$45k in loans for the average in-state university.

As the Echo Boomers leave college age, the college-age population is beginning to shrink again and it will be easier to get a degree now without resorting to overpriced out-of-state costs or for-profit schools.

I was a college freshmen in 2004. But I have family members doing something similar now. Consider the interns making 18/hr and working 25 hr a week. That is just over 23k a year which is very respectable for a student.

I think besides where you go to school mattering for tuition, people forget about housing. Where I went to school students today pay ~$300/mo per head for sharing an apartment or house. Welcome to the upper midwest, obviously we can all think of places where housing is far more expensive.