I can only give you anecdotal evidence, but hopefully it convinces you that hfs+ is the problem.
I've been using Macs for 5 years now. I've stored time machine backups spanning two drives and OS releases from snow leopard to mavericks. (Each drive was used for about 2.5 years, and the OSes were installed soon after they became available.)
Every 9-15 months, I ask Disk Utility to repair the Time Machine volume. The first time, I lost the entire TM directory and had to format the drive and start over. The second time, it crashed Disk Utility because there were so many errors. The third time, I lost the older ~70% of my backups. The most recent time, the operating system refused to even recognize the disk as an HFS+ volume!
Each time, I had the opportunity to format the disk in question and check it for hardware issues. They all passed badblocks and SMART with flying colors. In addition, the volumes were unmounted properly the vast majority of the time (a few instances of human error and power outage)
tldr: HFS+ loses your data catastrophically even if you use it properly.