Normal human reactions.

OP also didn't react as hindsight tells us the answer. Hand it over. Why did they value something crappy like money over their life, are they so superficial? (Probably not)

We've been told a million times just to hand it over, but OP still didn't.

Concentrate on the long term issues, there are more and they are solvable through logic, like solving homelessness.

Don't worry so much about how people react in unexpected situations. Worry more about peoples long term decision making, that scares me.