The problem isn't ledger is that you have been spoonfed by GUI applications which do all the work and thinking for you. If you bothered to read the documentation you see all this clearly laid out. Ledger requires you to do your own thinking and some people find that hard. The ledger itself is a set of text files, if you can't figure out how to automate data entry (say excel for bulk data entry, then processing a CSV file) then maybe you're right, ledger isn't for you.