No end customer has gotten any new pipes, certainly not at the rate Moore has provided for the ISPs. For them, networking equipment has gotten considerably faster, cheaper and easier to manage.
The technology is certainly not the issue here. The entrenched monopolies have all but guaranteed nothing happened in the last mile for 10+ years while their job got easier.
Just take a look around. There are very very few places in the world where you can get 100 MBit (and use it for more than a minute). This was the height of bandwidth technology in 1995. Today, 10GBit is the jellybean standard in networking gear.