I want @monocat to be filthy rich

Can't say there's much I like or agree with in this post. I'll just pick on your 2nd paragraph:

"Now, I’m not one to claim to know what filthy rich is all about, but I do know what it takes to be one; dedication, imagination, faith, and some luck. Do I desire to be filthy rich? Sure I do; who doesn’t?"

I don't. And I'm sure there's plenty of other people on HN who don't. Not all wealthy people got to where they are because it was a desire they actively strove for. Personally, my startup is able to pay me far more than I need or have ever desired earning. Aside from some material comforts/luxuries, my life is no better because of my income (my wife might disagree ;) ).

About your statement that it takes "some luck" to be filthy rich, here's a quote from What Should a Billionaire Give–and What Should You? by Peter Singer:

"The Nobel Prize-winning economist and social scientist Herbert Simon estimated that “social capital” is responsible for at least 90 percent of what people earn in wealthy societies like those of the United States or northwestern Europe. By social capital Simon meant not only natural resources but, more important, the technology and organizational skills in the community, and the presence of good government. These are the foundation on which the rich can begin their work."

In other words, the amount of money you're going to earn in your lifetime will be determined by more than "some" luck. All the dedication, faith, and imagination in the world can't change when, where, and to whom you were born.

I'd suggest you take a step back and ask yourself "why do I desire to be rich?" If you haven't yet, I'd recommend reading Felix Dennis's book ("How to Get Rich"). It's a great read and one of the points he repeats is that money alone will not make you happy.

Cheers.