My main issue with Balanced is that since I don't use them to collect payments, it takes forever to get the money moved to them. And it is a manual process.

So every Monday morning I get a file with payments. I have to move that amount over to Balanced. This can take 3 to 5 business days, but almost always takes 5 or even 6. Meaning I cannot pay my customers until the Friday (5 days) or the Monday (8 days) later.

Also, Balanced cannot process ACH for payments from clients. Having to verify an account with micro deposits is simply not workable for our clientele, many of which do not want to take credit cards because of the high fees.

While our volume right now is too low, it is interesting info to have, and something I'll look into further.

Thanks!